West Palm Beach Bank Fraud Attorney
Banks and other financial institutions have always been a prime target for criminals. But unlike the classic bank robbers who walk into a branch wearing a mask and brandishing a gun, today’s criminals often rely on the use of sophisticated technology to scam financial institutions. Whatever the method, however, the legal consequences are the same.
Bank fraud is a serious offense under state and federal laws. It is also among the most common financial crimes investigated by Florida authorities. So if you have been accused, arrested, or charged with bank fraud, you need to take prompt action to protect and assert your legal rights. The experienced West Palm Beach bank fraud attorneys at the Skier Law Firm can assist you in a wide range of white collar criminal matters. From negotiating a potential settlement with prosecutors to making your case before a jury of your peers, we provide full-service legal representation.
What Actions Qualify as “Bank Fraud”?
Bank fraud is essentially a form of theft. The United States Code defines criminal bank fraud as any situation where a person “knowingly executes, or attempts to execute, a scheme or artifice” designed to “defraud a financial institution” or obtain any money or property held by such an institution by making “false or fraudulent pretenses, representations, or promises.”
As you can see, this definition covers a wide range of potential activities. For example, if you knowingly pass a bad check, that could be considered bank fraud. Now, maybe you didn’t intend to pass a bad check. Maybe you just wrote a check on your own bank account without first checking to see if you had sufficient funds. But if prosecutors can prove you knew your bank account was empty when you wrote the check, then you might be in trouble.
Of course, most bank fraud prosecutions in Florida deal with significantly more serious misconduct than a single bad check. Bank fraud often involves identity theft–i.e., impersonating someone else to gain access to their financial accounts–or passing dozens of bad checks as part of a larger criminal scheme. Depending on the scope and extent of the alleged bank fraud, the case may be handled by local prosecutors in West Palm Beach or the United States Attorney’s office. And keep in mind, if you are tried by the feds and convicted of bank fraud, you are facing up to 30 years in prison and a $1 million fine.
Get Help from Our West Palm Beach Bank Fraud Lawyers Today
So as you can see, bank fraud charges are not something to take lightly. At the same time, the burden of proof is always on the government to prove your guilt beyond a reasonable doubt. At the Skier Law Firm, our qualified West Palm Beach bank fraud lawyers will hold the prosecutors to that burden and fight to protect your rights in the courtroom. Contact us today to schedule a no-obligation consultation so we can sit down and discuss your case.